Crypto Fund Trader Review 2026
CFD / ForexCryptoEst. 2022Switzerlanddata verified Aug 9, 2026#12 of 16 CFD / Forex firms · Reviewed by Ayub Rana, CA
- Cheapest challenge$40
- Max funding$300K
- Profit split80%
- PayoutOn request after 15 traded days, or alternatively every 30 calendar days; every 7 traded days with the paid Weekly Scholarship Request add-on; on demand on Break Final Stage accounts
Verdict
Our verdict on Crypto Fund Trader
Draft: pending reviewUpdated
Squad score
Trustpilot: rating restricted
What makes up that score
- Pricing & value
- 3.2
- Rules fairness
- 4.0
- Payout reliability
- 3.9
- Support
- 3.6
- Platforms
- 3.8
Scored by Ayub Rana against our published methodology.
Crypto Fund Trader is a Spain-based, crypto-first prop firm (founded 2022) offering two-phase evaluations from $80 (5K) to $1,798 (200K) and cheaper one-phase accounts from $40, with direct Bybit integration as its standout feature. Two-phase accounts target 8% then 5% with a static 10% maximum loss and 5% daily limit; one-phase accounts use a tighter 6% overall drawdown, and the live profit split on one-phase accounts scales from 50% up to 90% by size. News trading and EAs are allowed and there are no minimum trading days on the main challenges. Note that reviewers report a 2024 FINMA warning and discretionary payout language in its terms, which warrants caution.
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- News trading allowed
- EAs allowed
- No consistency rule
- No minimum trading days
- No time limit
- Weekend holding allowed
Pros & Cons
Crypto Fund Trader pros & cons
The strengths and trade-offs our editors weigh when scoring this firm.
What traders like
- No time limit on any evaluation: the FAQ states there is no maximum time to complete the evaluation, and every program table on the homepage shows maximum days traded as indefinite.
- No minimum trading days on the evaluations, so an account that hits its target can move to the Final Stage immediately.
- Overnight and weekend holding is allowed on every account type and instrument, and news trading is allowed on the standard 1 Phase and 2 Phase programs.
- Three execution routes are offered: Match-Trader, MetaTrader 5 and a personal Bybit sub-account connected by API with more than 550 USDT crypto futures pairs, and Match-Trader is available to US residents.
- Commissions and leverage are published per asset class in the FAQ rather than left vague, including $2.5 per lot per side on forex and 0.0325% per side on crypto.
- The contracting entity is named in the site footer and is confirmable in the Swiss federal UID register as SWISS RLCRATES AG, CHE-162.567.204, Zug.
What to watch
- The terms state that all activity is simulated, that operations performed through the service are not real and that funds carry no monetary value, and payouts are framed throughout as discretionary scholarship rewards rather than profit shares.
- The terms state that SWISS RLCRATES AG does not guarantee payment of the scholarship and may, in certain circumstances, not pay it despite the trader meeting the requirements, in which case only the program fee is refundable.
- Simulated profit is capped at $10,000 per day and per trade; above that, active trades may be closed and the excess may be deducted.
- High frequency trading, tick scalping and arbitrage strategies are prohibited, copy trading is prohibited outright on Ascend accounts and on all Final Stage accounts, and reverse or hedged positions across a user's accounts are prohibited.
- The footer states that SWISS RLCRATES AG is not authorised or licensed in Switzerland, conducts no regulated activity, and acts as payment and marketing agent for RLCRATES S.L.
- Several headline conditions are paid add-ons rather than defaults: the 90% split, weekly payout requests, a 6% daily drawdown and a 12% maximum drawdown each cost 15% to 25% of the evaluation fee, and Break accounts carry a second activation fee after passing.
Pricing
Crypto Fund Trader challenge pricing
Every account size and step count Crypto Fund Trader sells, with targets and drawdown limits in one table.
| Program | Account size | Price | Profit target(s) | Max daily loss | Max drawdown | Drawdown type | Split | Refundable |
|---|---|---|---|---|---|---|---|---|
| Instant Evaluation 2.5K | $2,500 | $125† | 10% | 4% | 6% | Static | 50% | No |
| Instant Evaluation 5K | $5,000 | $240† | 10% | 4% | 6% | Static | 50% | No |
| Ascend Evaluation 5K | $5,000 | $45‡ | 8% / 5% | 5% | 10% | Static | — | No |
| 1 Phase Accelerated 5KCheapest | $5,000 | $40§ | 10% | 4% | 6% | Trailing (end of day) | 80% | No |
| 2 Phases Evaluation 5K | $5,000 | $58‖ | 8% / 5% | 5% | 10% | Static | 80% | No |
| Instant Evaluation 10K | $10,000 | $475† | 10% | 4% | 6% | Static | 50% | No |
| Ascend Evaluation 10K | $10,000 | $90‡ | 8% / 5% | 5% | 10% | Static | — | No |
| 1 Phase Accelerated 10K | $10,000 | $80§ | 10% | 4% | 6% | Trailing (end of day) | 80% | No |
| 2 Phases Evaluation 10K | $10,000 | $110‖ | 8% / 5% | 5% | 10% | Static | 80% | No |
| Break Evaluation 25K | $25,000 | $70¶ | $1,250 | — | $1,000 | Trailing (end of day) | 80% | No |
| Ascend Evaluation 25K | $25,000 | $225‡ | 8% / 5% | 5% | 10% | Static | — | No |
| 1 Phase Accelerated 25K | $25,000 | $219§ | 10% | 4% | 6% | Trailing (end of day) | 80% | No |
| 2 Phases Evaluation 25K | $25,000 | $240‖ | 8% / 5% | 5% | 10% | Static | 80% | No |
| Break Evaluation 50K | $50,000 | $139# | $3,000 | — | $2,000 | Trailing (end of day) | 80% | No |
| Ascend Evaluation 50K | $50,000 | $450‡ | 8% / 5% | 5% | 10% | Static | — | No |
| 1 Phase Accelerated 50K | $50,000 | $369§ | 10% | 4% | 6% | Trailing (end of day) | 80% | No |
| 2 Phases Evaluation 50K | $50,000 | $389‖ | 8% / 5% | 5% | 10% | Static | 80% | No |
| Break Evaluation 100K | $100,000 | $199†† | $6,000 | — | $3,000 | Trailing (end of day) | 80% | No |
| Ascend Evaluation 100K | $100,000 | $899‡ | 8% / 5% | 5% | 10% | Static | — | No |
| 1 Phase Accelerated 100K | $100,000 | $619§ | 10% | 4% | 6% | Trailing (end of day) | 80% | No |
| 2 Phases Evaluation 100K | $100,000 | $660‖ | 8% / 5% | 5% | 10% | Static | 80% | No |
| Ascend Evaluation 200K | $200,000 | $1,798‡ | 8% / 5% | 5% | 10% | Static | — | No |
| 1 Phase Accelerated 200K | $200,000 | $1,199§ | 10% | 4% | 6% | Trailing (end of day) | 80% | No |
| 2 Phases Evaluation 200K | $200,000 | $1,250‖ | 8% / 5% | 5% | 10% | Static | 80% | No |
Read the fine print
- †Split starts at 50% and steps to 60, 70, 80 and 90% as the account doubles at each 10% withdraw and upgrade, scaling up to $1,280,000. Leverage 1:30 forex and commodities, 1:20 indices, 1:5 crypto and stocks. Maximum three active Instant accounts per user.
- ‡No Final Stage account: hitting the Phase 2 target converts the account into a redeemable scholarship ticket. Reduced leverage of 1:30 forex and commodities, 1:20 indices, 1:5 crypto and stocks. No new trades or added risk from 2 minutes before to 2 minutes after high impact news. Copy trading prohibited.
- §The 6% limit trails the highest balance reached and stops moving once it reaches the initial balance. Add-ons available: weekly payout requests at 20% of the fee, 90% split at 20%; drawdown add-ons are not offered on 1 Phase.
- ‖Optional paid add-ons at checkout: weekly payout requests at 20% of the fee, 90% split at 20%, 6% daily drawdown at 15%, 12% max drawdown at 25%.
- ¶A $138 activation fee is payable after passing in order to reach the Final Stage, so total cost is $208. The trailing loss limit is 4% of the highest balance reached and applies in both stages. One traded day minimum in Phase 1. A 40% single day consistency rule applies to Final Stage payout requests. Payouts on demand.
- #A $198 activation fee is payable after passing in order to reach the Final Stage, so total cost is $337. The trailing loss limit is 4% of the highest balance reached and applies in both stages. One traded day minimum in Phase 1. A 40% single day consistency rule applies to Final Stage payout requests. Payouts on demand.
- ††A $328 activation fee is payable after passing in order to reach the Final Stage, so total cost is $527. The trailing loss limit is 3% of the highest balance reached and applies in both stages. One traded day minimum in Phase 1. A 40% single day consistency rule applies to Final Stage payout requests. Payouts on demand.
Rules
Crypto Fund Trader rules, explained
The rules that actually get traders breached: what they are and how this firm sets them.
| Rule | Crypto Fund Trader | Why it matters |
|---|---|---|
| Drawdown type | Hybrid | Trailing drawdown follows your equity peak and is the #1 cause of surprise breaches; static drawdown is fixed from starting balance and far more forgiving. |
| Consistency rule | None on the 1-Phase, 2-Phase, Ascend and Instant programs. A 40% single-day cap applies only to Break Final Stage payout requests. | Caps how much of your total profit can come from a single day. A strict cap can delay or void payouts for traders with a few big wins. |
| News trading | Allowed | Some firms void trades placed around high-impact news releases, which is critical if you trade NFP, CPI, or rate decisions. |
| Expert advisors (EAs) | Allowed | Determines whether automated strategies and copiers are permitted, and whether an EA can get your account flagged. |
| Minimum trading days | 0 days | The floor on how fast you can pass a phase, which matters if you trade infrequently or want to pass quickly. |
| Challenge time limit | No time limit | A deadline forces you to trade whether or not your setup appears. Firms with no time limit let you sit out bad conditions. |
| Weekend / overnight holding | Allowed | Swing traders need positions to survive the Friday close. Where holding is barred, open trades are closed for you and gaps cannot be traded. |
| Copy trading | Not allowed | Decides whether you can mirror one strategy across several accounts. Most firms that allow it restrict it to accounts you own yourself. |
| High-frequency trading | Not allowed | Firms police latency arbitrage and tick scalping hard, and an HFT breach is one of the most common reasons a passed account is voided. |
We track every rule change Crypto Fund Trader makes and log it here with dates and sources. No changes recorded yet.
Payouts
Crypto Fund Trader payout data
Advertised terms plus what we can verify from dated community payout proofs.
- Profit split
- 80%
- Payout frequency
- On request after 15 traded days, or alternatively every 30 calendar days; every 7 traded days with the paid Weekly Scholarship Request add-on; on demand on Break Final Stage accounts
- Avg. payout time (tracked)
- 2 days
- Payout methods
- Bank transfer, Crypto
- First payout after
- 15 days
How the split scales
80% is the standard Final Stage split. The 90% Bonus Performance add-on, priced at 20% of the evaluation fee, raises eligibility to 90%. Instant accounts start at 50% and step through 60%, 70%, 80% and 90% as the account doubles at each withdraw and upgrade step.
We publish payout-speed distributions from dated community proofs rather than trusting advertised numbers. Crypto Fund Trader's tracker goes live once we have enough verified data points.
Trust & Company
Is Crypto Fund Trader legit? Trust & company facts
Who runs Crypto Fund Trader, how long they have operated, and what independent review platforms say. Check availability for your country below.
| Established | Nov 1, 2022 |
|---|---|
| Headquarters | Switzerland |
| Ways to pay | Credit / debit card, PayPal, Apple Pay, Google Pay, Crypto |
| Registered entity | SWISS RLCRATES AGSwiss federal UID register (uid.admin.ch), Handelsregister Kanton Zug CHE-162.567.204 |
| Trustpilot score | Restricted by Trustpilot (see notice above) |
| Squad score | 3.7/5 across 5 criteria |
| Max allocation | $300K |
| Status | Listed |
| Data last verified | Aug 9, 2026 |
Official websiteTrustpilot profileCommunity Discord
Platforms & Conditions
Platforms, assets & trading conditions
The platforms Crypto Fund Trader supports, the markets you can trade, and the leverage and commissions that set the real cost of a strategy.
Platforms
- Bybit
- CFT Platform (MatchTrader)
- MT5
Assets
- Crypto
- Forex
- Indices
- Metals
- Stocks
- Commodities
Program types
- Instant funding
- 1-step
- 2-step
Broker / liquidity provider
RLCRATES, S.L. (MetaTrader 5 server "RLCrates-Live"); Bybit sub-accounts connected by API for the crypto futures track
Who actually executes your fills sets your spreads, your slippage, and how closely the evaluation matches live conditions.
Maximum leverage
| Asset | Instant funding | 1-step | 2-step |
|---|---|---|---|
| All assets | — | 1:100 | 1:100 |
| Forex | 1:30 | — | — |
| Commodities | 1:30 | — | — |
| Indices | 1:20 | — | — |
| Crypto | 1:5 | — | — |
| Stocks | 1:5 | — | — |
Leverage caps your position size, so it decides which strategies fit this firm at all. Some firms reduce it once you are funded.
Commissions
| Asset | Cost per trade |
|---|---|
| Crypto | 0.0325% per side on Match-Trader and MetaTrader 5; Bybit accounts pay Bybit's own maker/taker fees with no CFT markup |
| Forex | $2.5 per lot per side |
| Indices | 0.005% per lot per side |
| Stocks | 0.002% per side |
| Commodities | 0.0005% per side |
Commission is the recurring cost of trading here, charged on every lot whether the trade wins or loses. It matters most if you scalp or trade high volume.
FAQ
Crypto Fund Trader: frequently asked questions
Short, direct answers to what traders ask most before buying a challenge here.
Is Crypto Fund Trader legit?
Crypto Fund Trader has operated since 2022, scores 4.1/5 across 109 trader reviews on our platform. We track its rules, payouts and Trustpilot trend continuously and flag any firm that stops paying traders.
How much does a Crypto Fund Trader challenge cost?
Challenges start around $40 for the smallest account size. See the pricing table above for every size and step count.
What profit split does Crypto Fund Trader offer?
Crypto Fund Trader pays funded traders up to 80% of profits.
How fast does Crypto Fund Trader pay out?
Crypto Fund Trader pays On request after 15 traded days, or alternatively every 30 calendar days; every 7 traded days with the paid Weekly Scholarship Request add-on; on demand on Break Final Stage accounts, and community payout proofs we track average 2 days from request to receipt.
Does Crypto Fund Trader have a promo code?
Yes — code PFSQUAD gives 10% off (exclusive to PropFirmSquad). See the promo page for terms and expiry.
What trading platforms does Crypto Fund Trader support?
Crypto Fund Trader supports Bybit, CFT Platform (MatchTrader), MT5.
What is the maximum funding at Crypto Fund Trader?
Crypto Fund Trader advertises up to $300,000 in trading capital through account scaling.
Alternatives
Alternatives to Crypto Fund Trader
Top-rated firms traders compare against this one.
| Metric | Crypto Fund Trader | The5ers | Hola Prime |
|---|---|---|---|
| Squad score | 3.7/5 | 4.3/5 | 4/5 |
| Trustpilot | — | 4.7/5 | 4.5/5 |
| Max funding | $300K | $4M | $800K |
| Profit split | 80% | 80% | 80% |
| Cheapest challenge | $40 | $19 | $9 |
