Free tool
Payout Split Calculator
See exactly how a payout divides between you and the firm, including fee refunds and scaling tiers that raise your split as you take more payouts.
Some firms improve your split after a number of payouts, e.g. 90% after 3 payouts.
Result
How payout splits work
When you withdraw profit from a funded account, the firm keeps a percentage and you keep the rest (the “profit split”). Advertised splits of 80% or 90% are the trader’s share: on a $5,000 payout at 80%, you receive $4,000 and the firm keeps $1,000. Many firms also refund your original challenge fee, usually paid on top of your first payout, which this calculator adds to your take without touching the firm’s share.
Scaling matters more than most traders realize. A firm offering “up to 100%” typically starts you at 80%, then bumps the split after a set number of completed payouts: for example 90% after your third payout and 100% after your fifth. The tier applies to payouts that come after the threshold, so enter which payout number you’re on and the calculator picks the split actually in force. Comparing firms on their first-payout split alone can flip the ranking once scaling is included.
Frequently asked questions
Is the profit split calculated before or after fees?
The split applies to the gross profit you’re withdrawing. Fee refunds are paid on top of your share and don’t reduce the firm’s portion, so enter the refund separately and the calculator keeps the two amounts distinct.
When does a scaling tier actually kick in?
A tier like “90% after 3 payouts” applies from your fourth payout onward; the first three complete at the base split. That off-by-one is a common source of payout disputes, so this calculator uses the completed-payouts convention firms use.
Do I get my fee refund if I have no profit?
Generally no. Refunds are paid alongside a real payout, and a payout requires positive profit. If your gross profit is zero or negative, the calculator shows no payout and no refund, matching how firms actually process withdrawals.