FundingPips Review 2026
CFD / ForexEst. 2022United Arab Emiratesdata verified Aug 9, 2026#5 of 16 CFD / Forex firms · Reviewed by Ayub Rana, CA
- Cheapest challenge$29
- Max funding$400K
- Profit split80%
- PayoutSelectable reward cycle: weekly, bi-weekly, monthly or on demand on the 2 Step Standard model; every 7 calendar days on 2 Step Pro; every 14 calendar days on 2 Step Flex and FundingPips Zero.
Verdict
Our verdict on FundingPips
Draft: pending reviewUpdated
Squad score
4.1averaged from 5 scores
Trustpilot: 4.5/5
What makes up that score
- Pricing & value
- 4.8
- Rules fairness
- 4.0
- Payout reliability
- 4.0
- Support
- 3.8
- Platforms
- 4.0
Scored by Ayub Rana against our published methodology.
FundingPips is a UAE-based CFD prop firm operating since late 2022, selling 2-step evaluations from $25.60 (5K Flex) up to $675.20 (200K Pro) plus an instant-funding Zero line. It scores 4.2/5 from over 1,100 trader reviews on comparison platforms and 4.5 on Trustpilot. Pricing is among the lowest per dollar of buying power in the CFD segment; verify current payout terms before purchasing.
Get 20% off with code PFSQUAD →
- News trading restricted
- EAs not allowed
- No consistency rule
- 3 minimum trading days
- No time limit
- No weekend holding
Pros & Cons
FundingPips pros & cons
The strengths and trade-offs our editors weigh when scoring this firm.
What traders like
- Rules are published in unusual detail: the Terms and Conditions set out per model profit targets, daily loss limits, maximum loss limits and minimum trading days, and each model has its own help centre page.
- The Terms state that every evaluation profit target carries no time limit, on all five models.
- Reward cycle is selectable on the 2 Step Standard model, with the profit split rising from 60 percent weekly to 100 percent monthly, so traders can trade frequency against split.
- Four reward routes are published (card, crypto, Rise, bank transfer) with a stated 1 to 3 working day processing window.
- Registration fee is refunded on the 4th reward on 1 Step and 2 Step Standard Master Accounts.
What to watch
- No legal entity is identified anywhere in the Terms and Conditions: no company name, no registration number, no registry, no registered office. The only jurisdictional statement is that disputes are subject to the laws of Dubai. Checked 9 August 2026 against the Terms effective 15 May 2026.
- Copy trading and third party account management are prohibited and the Terms state they will result in account termination. Third party Expert Advisors are allowed only where the EA is a trade or risk manager; any other third party EA is not allowed.
- High frequency trading, all forms of arbitrage, hedging, tick scalping and latency arbitrage are listed as prohibited trading methods.
- The Terms state that registration fees are non refundable because the service is delivered on purchase, and that an account marked not passed is terminated without refund.
- The firm's own documents conflict on news trading: Appendix A of the Terms states news trading is forbidden and will lead to termination, while the 2 Step Standard help centre page states news trading is allowed on the Master Account with a 10 minute window restriction.
Pricing
FundingPips challenge pricing
Every account size and step count FundingPips sells, with targets and drawdown limits in one table.
| Program | Account size | Price | Profit target(s) | Max daily loss | Max drawdown | Drawdown type | Split | Refundable |
|---|---|---|---|---|---|---|---|---|
| Zero Instant 5K | $5,000 | $60† | None | 3% | 5% | Trailing (intraday) | 95% | No |
| Pro 2-Step 5KCheapest | $5,000 | $29‡ | 6% / 6% | 3% | 6% | Static | 80% | No |
| Flex 2-Step 5K | $5,000 | $32§ | 10% / 6% | 4% | 12% | Static | 85% | No |
| Zero Instant 10K | $10,000 | $88† | None | 3% | 5% | Trailing (intraday) | 95% | No |
| Pro 2-Step 10K | $10,000 | $55‡ | 6% / 6% | 3% | 6% | Static | 80% | No |
| Flex 2-Step 10K | $10,000 | $59§ | 10% / 6% | 4% | 12% | Static | 85% | No |
| Zero Instant 25K | $25,000 | $188† | None | 3% | 5% | Trailing (intraday) | 95% | No |
| Pro 2-Step 25K | $25,000 | $134‖ | 6% / 6% | 3% | 6% | Static | 80% | No |
| Flex 2-Step 25K | $25,000 | $159¶ | 10% / 6% | 4% | 12% | Static | 85% | No |
| Zero Instant 50K | $50,000 | $244† | None | 3% | 5% | Trailing (intraday) | 95% | No |
| Pro 2-Step 50K | $50,000 | $224# | 6% / 6% | 3% | 6% | Static | 80% | No |
| Flex 2-Step 50K | $50,000 | $269†† | 10% / 6% | 4% | 12% | Static | 85% | No |
| Zero Instant 100K | $100,000 | $444† | None | 3% | 5% | Trailing (intraday) | 95% | No |
| Pro 2-Step 100K | $100,000 | $422‡‡ | 6% / 6% | 3% | 6% | Static | 80% | No |
| Flex 2-Step 100K | $100,000 | $499§§ | 10% / 6% | 4% | 12% | Static | 85% | No |
| Zero Instant 200K | $200,000 | $888† | None | 3% | 5% | Trailing (intraday) | 95% | No |
| Pro 2-Step 200K | $200,000 | $844‡ | 6% / 6% | 3% | 6% | Static | 80% | No |
Read the fine print
- †FundingPips Zero. Instant funding Master Account, no evaluation and therefore no profit target. The 5 percent Max Trailing Loss Limit trails the highest recorded EQUITY, so an open position can move it, and it locks at breakeven once the account is 5 percent in profit; the help centre states it never resets, including after a reward. Daily loss limit 3 percent from the higher of opening balance or equity. Extra Zero-only limits: Max Open Risk Limit of 1 percent, floating PnL may never exceed minus 1 percent of the starting account size; Risk Per Trade Idea 3 percent below 50K and 2 percent at 50K and above across correlated positions, so 2 percent on this 200K account; at least 7 profitable days of 0.25 percent or more per rolling 30 day period before a reward. CONSISTENCY CAP: a 15 percent Consistency Score, the single largest winning day must not exceed 15 percent of total cumulative profit, is a soft breach that blocks reward requests until the score comes back into range. Bi-weekly reward cycle at a 95 percent split. News trading and weekend holds are prohibited on Zero. A 20 percent discounted reset is available. No 4th reward registration fee refund on this model.
- ‡FundingPips calls this the 2 Step Pro Model. Minimum 1 trading day per phase. Weekly reward cycle at an 80 percent split, available from the first executed trade on the Master Account. Daily loss measured from the higher of opening balance or equity, reset 00:00 UTC+3. The 6 percent max loss is measured against the starting account size at any time, so it is static. The Risk Per Trade Idea limit has been removed on 2 Step Pro. Profit Concentration Policy applies at 25,000 USD and above for evaluation accounts created on or after 27 June 2026. Resets: Phase 1 15 percent off, Phase 2 10 percent off, Master Account 7 percent off excluding 100K accounts and above, within 7 calendar days of the breach. The 4th reward registration fee refund does NOT apply to this model. 200K is the largest size published for this model.
- §2 Step Flex Model. Base 85 percent bi-weekly split with no minimum trading days, or 95 percent with 3 profitable days of at least 0.5 percent each, chosen at purchase and locked, same price either way. Daily loss measured from the higher of opening balance or equity. 12 percent max loss against the starting account size, static. Resets: Phase 1 15 percent off, Phase 2 10 percent off, Master 7 percent off, within 7 calendar days. No 4th reward fee refund on this model.
- ‖2 Step Pro Model. Minimum 1 trading day per phase. Weekly reward cycle at an 80 percent split from the first executed trade on the Master Account. Daily loss from the higher of opening balance or equity. 6 percent max loss against the starting account size, static. Risk Per Trade Idea removed on this model. Profit Concentration Policy applies at 25,000 USD and above for evaluation accounts created on or after 27 June 2026. Resets: Phase 1 15 percent off, Phase 2 10 percent off, Master 7 percent off, within 7 calendar days. No 4th reward fee refund on this model.
- ¶2 Step Flex Model. Base 85 percent bi-weekly split with no minimum trading days, or 95 percent with 3 profitable days of at least 0.5 percent each, chosen at purchase and locked, same price either way. Daily loss measured from the higher of opening balance or equity. 12 percent max loss against the starting account size, static. Master Account Risk Per Trade Idea limit of 3 percent at 25K, evaluation exempt. A Profit Concentration Policy applies to evaluation accounts of 25,000 USD and above created on or after 27 June 2026: if one trade idea produces more than 60 percent of a phase profit target, the resulting Master Account needs 4 minimum profitable days of at least 0.5 percent before each reward request. Resets: Phase 1 15 percent off, Phase 2 10 percent off, Master 7 percent off, within 7 calendar days. No 4th reward fee refund on this model.
- #2 Step Pro Model. Minimum 1 trading day per phase. Weekly reward cycle at an 80 percent split from the first executed trade on the Master Account. Daily loss from the higher of opening balance or equity. 6 percent max loss against the starting account size, static. Risk Per Trade Idea removed on this model. Profit Concentration Policy applies to evaluation accounts created on or after 27 June 2026. Resets: Phase 1 15 percent off, Phase 2 10 percent off, Master 7 percent off, within 7 calendar days. No 4th reward fee refund on this model.
- ††2 Step Flex Model. Base 85 percent bi-weekly split with no minimum trading days, or 95 percent with 3 profitable days of at least 0.5 percent each, chosen at purchase and locked, same price either way. Daily loss measured from the higher of opening balance or equity, reset 00:00 UTC+3. 12 percent max loss is measured against the starting account size, static. Master Account Risk Per Trade Idea limit of 2 percent above 25K, evaluation exempt. Resets: Phase 1 15 percent off, Phase 2 10 percent off, Master 7 percent off, within 7 calendar days. No 4th reward fee refund on this model.
- ‡‡2 Step Pro Model. Minimum 1 trading day per phase. Weekly reward cycle at an 80 percent split from the first executed trade on the Master Account. Daily loss from the higher of opening balance or equity. 6 percent max loss against the starting account size, static. Risk Per Trade Idea removed on this model. Profit Concentration Policy applies to evaluation accounts created on or after 27 June 2026. Resets: Phase 1 15 percent off, Phase 2 10 percent off, Master Account reset discount excludes 100K accounts and above. No 4th reward fee refund on this model.
- §§FundingPips calls this the 2 Step Flex Model. At purchase you lock one of two reward structures for the life of the account and both cost the same: an 85 percent split with no minimum trading days, or a 95 percent split that requires 3 profitable days of at least 0.5 percent each. 85 is recorded as the base split. Bi-weekly reward cycle, every 14 calendar days after the first executed trade on the Master Account. The daily loss limit is measured from the higher of the opening balance or the opening equity of the day and resets at 00:00 platform time UTC+3. The 12 percent max loss limit is measured against the starting account size, so it is static, not trailing. Master Account adds a Risk Per Trade Idea limit, published as 3 percent at 25K and 2 percent above 25K, which does not apply during the evaluation. Reset discounts: Phase 1 15 percent off, Phase 2 10 percent off, Master Account 7 percent off, available only within 7 calendar days of the breach. The 4th reward registration fee refund does NOT apply to this model. Price not published on any page reachable without JavaScript, see notes.
Rules
FundingPips rules, explained
The rules that actually get traders breached: what they are and how this firm sets them.
| Rule | FundingPips | Why it matters |
|---|---|---|
| Drawdown type | Hybrid | Trailing drawdown follows your equity peak and is the #1 cause of surprise breaches; static drawdown is fixed from starting balance and far more forgiving. |
| Consistency rule | Being verified | Caps how much of your total profit can come from a single day. A strict cap can delay or void payouts for traders with a few big wins. |
| News trading | Restricted | Some firms void trades placed around high-impact news releases, which is critical if you trade NFP, CPI, or rate decisions. |
| Expert advisors (EAs) | Not allowed | Determines whether automated strategies and copiers are permitted, and whether an EA can get your account flagged. |
| Minimum trading days | 3 days | The floor on how fast you can pass a phase, which matters if you trade infrequently or want to pass quickly. |
| Challenge time limit | No time limit | A deadline forces you to trade whether or not your setup appears. Firms with no time limit let you sit out bad conditions. |
| Weekend / overnight holding | Not allowed | Swing traders need positions to survive the Friday close. Where holding is barred, open trades are closed for you and gaps cannot be traded. |
| Copy trading | Not allowed | Decides whether you can mirror one strategy across several accounts. Most firms that allow it restrict it to accounts you own yourself. |
| High-frequency trading | Not allowed | Firms police latency arbitrage and tick scalping hard, and an HFT breach is one of the most common reasons a passed account is voided. |
We track every rule change FundingPips makes and log it here with dates and sources. No changes recorded yet.
Payouts
FundingPips payout data
Advertised terms plus what we can verify from dated community payout proofs.
- Profit split
- 80%
- Payout frequency
- Selectable reward cycle: weekly, bi-weekly, monthly or on demand on the 2 Step Standard model; every 7 calendar days on 2 Step Pro; every 14 calendar days on 2 Step Flex and FundingPips Zero.
- Avg. payout time (tracked)
- 1 days
- Payout methods
- Crypto, Bank transfer, Other
- First payout after
- 7 days
How the split scales
true
We publish payout-speed distributions from dated community proofs rather than trusting advertised numbers. FundingPips's tracker goes live once we have enough verified data points.
Trust & Company
Is FundingPips legit? Trust & company facts
Who runs FundingPips, how long they have operated, and what independent review platforms say. Check availability for your country below.
| Established | Jan 1, 2022 |
|---|---|
| Headquarters | United Arab Emirates |
| Founder and CEO | Khaled Ayesh |
| Ways to pay | Credit / debit card |
| Trustpilot score | 4.5/5 |
| Squad score | 4.1/5 across 5 criteria |
| Max allocation | $400K |
| Status | Listed |
| Data last verified | Aug 9, 2026 |
Official websiteTrustpilot profile
Platforms & Conditions
Platforms, assets & trading conditions
The platforms FundingPips supports, the markets you can trade, and the leverage and commissions that set the real cost of a strategy.
Platforms
- cTrader
- MT5
- Match Trader
Assets
- Forex
- Indices
- Metals
- Energy
- Crypto
Program types
- Instant funding
- 1-step
- 2-step
Broker / liquidity provider
Tradin
Who actually executes your fills sets your spreads, your slippage, and how closely the evaluation matches live conditions.
Maximum leverage
| Asset | 2-step |
|---|---|
| Forex | 1:100 |
Leverage caps your position size, so it decides which strategies fit this firm at all. Some firms reduce it once you are funded.
Commissions
| Asset | Cost per trade |
|---|---|
| Forex | $5 per lot |
| Metals | $5 per lot |
| Indices | None |
| Energy | None |
| Crypto | 0.04% of volume |
Commission is the recurring cost of trading here, charged on every lot whether the trade wins or loses. It matters most if you scalp or trade high volume.
FAQ
FundingPips: frequently asked questions
Short, direct answers to what traders ask most before buying a challenge here.
Is FundingPips legit?
FundingPips has operated since 2022, holds a 4.5/5 Trustpilot rating, scores 4.2/5 across 1161 trader reviews on our platform. We track its rules, payouts and Trustpilot trend continuously and flag any firm that stops paying traders.
How much does a FundingPips challenge cost?
Challenges start around $29 for the smallest account size. See the pricing table above for every size and step count.
What profit split does FundingPips offer?
FundingPips pays funded traders up to 80% of profits.
How fast does FundingPips pay out?
FundingPips pays Selectable reward cycle: weekly, bi-weekly, monthly or on demand on the 2 Step Standard model; every 7 calendar days on 2 Step Pro; every 14 calendar days on 2 Step Flex and FundingPips Zero., and community payout proofs we track average 1 days from request to receipt.
Does FundingPips have a promo code?
Yes — code PFSQUAD gives 20% off (exclusive to PropFirmSquad). See the promo page for terms and expiry.
What trading platforms does FundingPips support?
FundingPips supports cTrader, MT5, Match Trader.
What is the maximum funding at FundingPips?
FundingPips advertises up to $400,000 in trading capital through account scaling.
Alternatives
Alternatives to FundingPips
Top-rated firms traders compare against this one.
| Metric | FundingPips | The5ers | Hola Prime |
|---|---|---|---|
| Squad score | 4.1/5 | 4.3/5 | 4/5 |
| Trustpilot | 4.5/5 | 4.7/5 | 4.5/5 |
| Max funding | $400K | $4M | $800K |
| Profit split | 80% | 80% | 80% |
| Cheapest challenge | $29 | $19 | $9 |
