AquaFunded Review 2026
CFD / ForexEst. 2023United Arab Emiratesdata verified Aug 9, 2026#10 of 16 CFD / Forex firms · Reviewed by Ayub Rana, CA
- Cheapest challenge$57
- Max funding$400K
- Profit split90%
- PayoutEvery 14 days from the first trade on the funded account. Instant Funding accounts can add a payout on demand upgrade at checkout.
Verdict
Our verdict on AquaFunded
Draft: pending reviewUpdated
Squad score
Trustpilot: rating restricted
What makes up that score
- Pricing & value
- 3.6
- Rules fairness
- 3.6
- Payout reliability
- 3.7
- Support
- 3.8
- Platforms
- 4.4
Scored by Ayub Rana against our published methodology.
AquaFunded sells 1-step and 2-step evaluations up to $200K, with 2-step pricing from $99 (10K) to $999 (200K) and an 8%/5% two-phase target structure. Its 2-Step Standard accounts use static drawdowns (5% daily, 8% maximum from starting balance), while the 2-Step Pro variant applies trailing logic with a 10% maximum. The standard profit split is 90% with an optional 100% upgrade, and payouts run every 14 days with roughly 48-hour processing. Fee refunds are tied to multiple compliant payouts rather than the first one, and some funded pathways carry consistency requirements, so check the plan-specific terms.
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- News trading allowed
- EAs allowed
- No consistency rule
- 3 minimum trading days
- No time limit
- Weekend holding allowed
Pros & Cons
AquaFunded pros & cons
The strengths and trade-offs our editors weigh when scoring this firm.
What traders like
- No time limit on any evaluation. The help centre states plainly that AquaFunded accounts have no time limit and a trader can take as long as needed while the account stays active.
- Payout terms are published in detail: 90% split as standard with a 100% split add-on at checkout, a $100 minimum payout, a 14 day cycle and a 24 business hour processing guarantee backed by a stated $1,000 credit if missed.
- Permissive trading rules for a CFD firm. Expert Advisors, trade copiers across the trader's own accounts, hedging, martingale, scalping and overnight or weekend holding are all allowed, and there is no maximum lot size.
- Per model rules are documented article by article in the help centre, so daily loss, maximum loss, minimum trading days, consistency and leverage can be checked before purchase for each of the instant, 1-step, 2-step and 3-step families.
- Commissions are published: $5 per lot on FX and commodities, $0 on indices and crypto, on ECN style floating spreads, with live spread demo credentials given on the public rules page.
What to watch
- Leverage is cut when the account becomes funded. The firm's own rules page states 1:100 FX, 1:20 indices and 1:20 commodities during evaluation phases, then 1:50 FX, 1:10 indices and 1:10 commodities at the funded stage. Instant Funding accounts start at the lower funded figures.
- The evaluation fee is refunded only on the fourth payout. The refund policy states the fee is not refunded until the trader reaches the fourth profit split, and is forfeited entirely on a hard breach before then.
- News trading profit is capped. For accounts opened after 27 April 2026, profit from trades opened or closed within 5 minutes of high impact red folder news is capped at 0.5% of the starting balance per payout cycle, and profit above the cap is removed.
- Consistency rules gate payouts on several models: 20% on Instant Funding Standard, 15% on Instant Funding Pro and AquaMan, and 25% on the 1-Step Pro and 2-Step Pro funded stages. A single strong day can delay a payout until total profit catches up.
- First payouts are capped on larger accounts. On $100K accounts and above the first two payout requests are limited to $10,000 each before the cap is removed.
- The firm's own pages disagree on the 2-Step daily drawdown. The public forex rules page states 4% daily and 8% maximum, while the 2-Step Standard help centre article states 5% daily and 8% maximum. Both were live on 2026-08-08.
Pricing
AquaFunded challenge pricing
Every account size and step count AquaFunded sells, with targets and drawdown limits in one table.
| Program | Account size | Price | Profit target(s) | Max daily loss | Max drawdown | Drawdown type | Split | Refundable |
|---|---|---|---|---|---|---|---|---|
| Instant Funding Standard 5K | $5,000 | $310† | None | — | 3% | Trailing (intraday) | 90% | No |
| 1-Step Standard 5K | $5,000 | $67‡ | 9% | 3% | 6% | Trailing (intraday) | 90% | Yes |
| 2-Step Standard 5KCheapest | $5,000 | $57‡ | 8% / 5% | 5% | 8% | Static | 90% | Yes |
| Instant Funding Standard 10K | $10,000 | $600† | None | — | 3% | Trailing (intraday) | 90% | No |
| 2-Step Pro 10K | $10,000 | $157‡ | 10% / 5% | 5% | 10% | Trailing (intraday) | 90% | Yes |
| 3-Step 10K | $10,000 | $77‡ | 6% / 6% / 6% | 4% | 8% | Static | 90% | Yes |
| 1-Step Standard 10K | $10,000 | $113‡ | 9% | 3% | 6% | Trailing (intraday) | 90% | Yes |
| 2-Step Standard 10K | $10,000 | $103‡ | 8% / 5% | 5% | 8% | Static | 90% | Yes |
| Instant Funding Standard 25K | $25,000 | $1,400† | None | — | 3% | Trailing (intraday) | 90% | No |
| 2-Step Pro 25K | $25,000 | $297‡ | 10% / 5% | 5% | 10% | Trailing (intraday) | 90% | Yes |
| 3-Step 25K | $25,000 | $157‡ | 6% / 6% / 6% | 4% | 8% | Static | 90% | Yes |
| 1-Step Standard 25K | $25,000 | $227‡ | 9% | 3% | 6% | Trailing (intraday) | 90% | Yes |
| 2-Step Standard 25K | $25,000 | $217‡ | 8% / 5% | 5% | 8% | Static | 90% | Yes |
| Instant Funding Standard 50K | $50,000 | $2,600† | None | — | 3% | Trailing (intraday) | 90% | No |
| 2-Step Pro 50K | $50,000 | $417‡ | 10% / 5% | 5% | 10% | Trailing (intraday) | 90% | Yes |
| 3-Step 50K | $50,000 | $237‡ | 6% / 6% / 6% | 4% | 8% | Static | 90% | Yes |
| 1-Step Standard 50K | $50,000 | $327‡ | 9% | 3% | 6% | Trailing (intraday) | 90% | Yes |
| 2-Step Standard 50K | $50,000 | $317‡ | 8% / 5% | 5% | 8% | Static | 90% | Yes |
| 2-Step Pro 100K | $100,000 | $647‡ | 10% / 5% | 5% | 10% | Trailing (intraday) | 90% | Yes |
| 3-Step 100K | $100,000 | $377‡ | 6% / 6% / 6% | 4% | 8% | Static | 90% | Yes |
| 1-Step Standard 100K | $100,000 | $527‡ | 9% | 3% | 6% | Trailing (intraday) | 90% | Yes |
| 2-Step Standard 100K | $100,000 | $517‡ | 8% / 5% | 5% | 8% | Static | 90% | Yes |
| 2-Step Pro 200K | $200,000 | $1,227‡ | 10% / 5% | 5% | 10% | Trailing (intraday) | 90% | Yes |
| 3-Step 200K | $200,000 | $677‡ | 6% / 6% / 6% | 4% | 8% | Static | 90% | Yes |
| 1-Step Standard 200K | $200,000 | $1,017‡ | 9% | 3% | 6% | Trailing (intraday) | 90% | Yes |
| 2-Step Standard 200K | $200,000 | $997‡ | 8% / 5% | 5% | 8% | Static | 90% | Yes |
Read the fine print
- †One time fee. The refund policy describes fee refunds for completed evaluations; whether it extends to Instant Funding purchases is not stated.
- ‡One time fee. Refunded in full on the trader's fourth payout, not the first. Not refunded if the account hard breaches before the fourth payout.
Rules
AquaFunded rules, explained
The rules that actually get traders breached: what they are and how this firm sets them.
| Rule | AquaFunded | Why it matters |
|---|---|---|
| Drawdown type | Hybrid | Trailing drawdown follows your equity peak and is the #1 cause of surprise breaches; static drawdown is fixed from starting balance and far more forgiving. |
| Consistency rule | Being verified | Caps how much of your total profit can come from a single day. A strict cap can delay or void payouts for traders with a few big wins. |
| News trading | Allowed | Some firms void trades placed around high-impact news releases, which is critical if you trade NFP, CPI, or rate decisions. |
| Expert advisors (EAs) | Allowed | Determines whether automated strategies and copiers are permitted, and whether an EA can get your account flagged. |
| Minimum trading days | 3 days | The floor on how fast you can pass a phase, which matters if you trade infrequently or want to pass quickly. |
| Challenge time limit | No time limit | A deadline forces you to trade whether or not your setup appears. Firms with no time limit let you sit out bad conditions. |
| Weekend / overnight holding | Allowed | Swing traders need positions to survive the Friday close. Where holding is barred, open trades are closed for you and gaps cannot be traded. |
| Copy trading | Allowed | Decides whether you can mirror one strategy across several accounts. Most firms that allow it restrict it to accounts you own yourself. |
| High-frequency trading | Not allowed | Firms police latency arbitrage and tick scalping hard, and an HFT breach is one of the most common reasons a passed account is voided. |
We track every rule change AquaFunded makes and log it here with dates and sources. No changes recorded yet.
Payouts
AquaFunded payout data
Advertised terms plus what we can verify from dated community payout proofs.
- Profit split
- 90%
- Payout frequency
- Every 14 days from the first trade on the funded account. Instant Funding accounts can add a payout on demand upgrade at checkout.
- Avg. payout time (tracked)
- 2 days
- Payout methods
- Crypto, Bank transfer, Other
- First payout after
- 14 days
- Minimum payout
- $100
How the split scales
Profit split is 90% by default with a 100% profit split add-on available at checkout. Account scaling is separate: a funded trader who makes a 12% return within 3 months while following all rules may have the balance increased by 25% of the initial account size, up to a maximum allocation of $4,000,000 through the Aqua Elite progression program.
We publish payout-speed distributions from dated community proofs rather than trusting advertised numbers. AquaFunded's tracker goes live once we have enough verified data points.
Trust & Company
Is AquaFunded legit? Trust & company facts
Who runs AquaFunded, how long they have operated, and what independent review platforms say. Check availability for your country below.
| Established | Dec 10, 2023 |
|---|---|
| Headquarters | United Arab Emirates |
| Ways to pay | Credit / debit card, Apple Pay, Crypto |
| Registered entity | AquaFunded LTDRegistry 2004-00597 |
| Trustpilot score | Restricted by Trustpilot (see notice above) |
| Squad score | 3.8/5 across 5 criteria |
| Max allocation | $400K |
| Status | Listed |
| Data last verified | Aug 9, 2026 |
Official websiteTrustpilot profileCommunity Discord
Platforms & Conditions
Platforms, assets & trading conditions
The platforms AquaFunded supports, the markets you can trade, and the leverage and commissions that set the real cost of a strategy.
Platforms
- TradeLocker
- cTrader
- MT5
- Match Trader
Assets
- Forex
- Indices
- Metals
- Crypto
- Commodities
Program types
- Instant funding
- 1-step
- 2-step
- 3-step
Maximum leverage
| Asset | Max leverage | Instant funding | 1-step | 2-step | 3-step |
|---|---|---|---|---|---|
| Forex | — | 1:50 | 1:100 | 1:100 | 1:100 |
| Indices | — | 1:10 | 1:20 | 1:20 | 1:20 |
| Commodities | — | 1:10 | 1:20 | 1:20 | 1:20 |
| Crypto | 1:2 | — | — | — | — |
Leverage caps your position size, so it decides which strategies fit this firm at all. Some firms reduce it once you are funded.
Commissions
| Asset | Cost per trade |
|---|---|
| Forex | $5 per lot round turn |
| Commodities | $5 per lot round turn |
| Indices | $0 |
| Crypto | $0 |
Commission is the recurring cost of trading here, charged on every lot whether the trade wins or loses. It matters most if you scalp or trade high volume.
FAQ
AquaFunded: frequently asked questions
Short, direct answers to what traders ask most before buying a challenge here.
Is AquaFunded legit?
AquaFunded has operated since 2023, scores 4.4/5 across 284 trader reviews on our platform. We track its rules, payouts and Trustpilot trend continuously and flag any firm that stops paying traders.
How much does a AquaFunded challenge cost?
Challenges start around $57 for the smallest account size. See the pricing table above for every size and step count.
What profit split does AquaFunded offer?
AquaFunded pays funded traders up to 90% of profits.
How fast does AquaFunded pay out?
AquaFunded pays Every 14 days from the first trade on the funded account. Instant Funding accounts can add a payout on demand upgrade at checkout., and community payout proofs we track average 2 days from request to receipt.
Does AquaFunded have a promo code?
Yes — code PFSQUAD gives 50% off. See the promo page for terms and expiry.
What trading platforms does AquaFunded support?
AquaFunded supports TradeLocker, cTrader, MT5, Match Trader.
What is the maximum funding at AquaFunded?
AquaFunded advertises up to $400,000 in trading capital through account scaling.
Alternatives
Alternatives to AquaFunded
Top-rated firms traders compare against this one.
| Metric | AquaFunded | The5ers | Hola Prime |
|---|---|---|---|
| Squad score | 3.8/5 | 4.3/5 | 4/5 |
| Trustpilot | — | 4.7/5 | 4.5/5 |
| Max funding | $400K | $4M | $800K |
| Profit split | 90% | 80% | 80% |
| Cheapest challenge | $57 | $19 | $9 |
